Salary Calculator
Calculate your employee salary with detailed breakdown
Get a comprehensive view of your salary structure including basic pay, allowances, deductions, and net take-home salary. Perfect for employees, HR professionals, and payroll planning.
Salary Details
Earnings
Deductions
💡 Tip: Adjust the percentages and amounts to match your exact salary structure for accurate calculations.
Understanding Your Salary Structure
Earnings Components
- Basic Salary: The core component of your salary, typically 40-50% of CTC
- HRA: House Rent Allowance, usually 40-50% of basic salary
- DA: Dearness Allowance to offset inflation, typically 10-20%
- Other Allowances: Transport, medical, special allowances, etc.
Deduction Components
- PF (Provident Fund): Employee's contribution, typically 12% of basic
- Professional Tax: State-level tax, varies by state (₹200-₹2,500)
- Income Tax (TDS): Tax deducted at source based on tax slab
- Other Deductions: Loans, advances, or other company-specific deductions
Understanding CTC vs In-Hand
- CTC (Cost to Company): Total cost an employer spends on you annually
- Gross Salary: Total salary before deductions
- Net/In-Hand Salary: Actual amount you receive after all deductions
- Typically, in-hand salary is 70-80% of gross salary
Salary Planning Tips
- Plan your budget based on net salary, not gross salary
- Understand your salary structure before negotiating offers
- PF contributions help build long-term retirement savings
- Consider tax-saving investments to reduce TDS deductions
Important Notes
- This calculator provides estimates. Actual salary calculations may vary based on company policies.
- Salary structures vary significantly across companies and industries.
- Professional tax rates vary by state. Check your state's professional tax regulations.
- Employer also contributes to PF (typically 12% of basic), which is not shown in this calculator.