Mutual Fund SIP Calculator
Calculate the future value of your Systematic Investment Plan
See how regular investments in mutual funds through SIP can help you build wealth over time with the power of compounding.
Calculate SIP
💡 Tip: SIP helps you invest regularly and benefit from rupee cost averaging, reducing the impact of market volatility.
Understanding SIP Investing
What is SIP?
A Systematic Investment Plan (SIP) is a method of investing in mutual funds where you invest a fixed amount regularly (monthly, quarterly, or yearly) rather than a lump sum.
- Disciplined investing approach
- Rupee cost averaging benefits
- Power of compounding
Benefits of SIP
- Start with small amounts
- Reduces market timing risk
- Automated and convenient
- Flexible investment frequency
Investment Frequency Options
Monthly SIP
Most popular option. Invest every month on a fixed date.
Quarterly SIP
Invest once every quarter (3 months).
Yearly SIP
Annual investment option for larger amounts.
How It Works
This calculator uses the future value of annuity formula to calculate SIP returns:
FV = P × [((1 + r)^n - 1) / r] × (1 + r) - • FV = Future Value
- • P = Investment amount per period
- • r = Rate of return per period
- • n = Total number of periods