Retirement Planner
Plan your financial future with regular monthly contributions
Calculate how much you need to save for retirement and ensure financial independence in your golden years.
Plan Retirement
💡 Tip: Start early and contribute consistently to maximize the power of compound growth for your retirement.
Retirement Planning Guide
Why Plan for Retirement?
- Ensure financial independence in your golden years
- Maintain your lifestyle without work income
- Cover healthcare and unexpected expenses
Planning Tips
- Start saving as early as possible
- Contribute regularly to retirement accounts
- Review and adjust your plan annually
25x
Your annual expenses covered by retirement corpus (4% rule)
15-20%
Recommended % of income to save annually
65-70
Common retirement age range
How It Works
This calculator uses the future value of annuity formula for monthly contributions:
FV = PMT × [((1 + r)^n - 1) / r] × (1 + r) - • FV = Future Value (retirement corpus)
- • PMT = Monthly payment (contribution)
- • r = Monthly interest rate
- • n = Total number of months