Trusted by 10,000+ users

Your Financial Future, Simplified

Trusted Tools for Smarter Investments.

Professional financial planning and investment tools designed to help you make informed decisions and achieve your financial goals.

50+

Calculators

10K+

Active Users

4.8★

User Rating

Investment Growth

₹2.5L

+15.2% this month

Retirement Fund

₹1.2Cr

Goal on track

SIP Returns

12.5%

Annual returns

Financial Calculators

Access our comprehensive suite of financial calculators organized by category

Investment Calculators

SIP Calculator

Plan your systematic investment journey and see how small monthly contributions can build substantial wealth

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Lumpsum Calculator

Discover what your one-time investment could grow into over time with compound returns

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Step-Up SIP Calculator

Boost your wealth creation by increasing SIP amounts annually to match your growing income

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Compound Interest Calculator

Witness the magic of compounding - see how your money can multiply exponentially over time

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Investment Growth Calculator

Project how your investment portfolio will grow with regular contributions and market returns

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Dividend Reinvestment Calculator

See how reinvesting dividends can significantly accelerate your wealth accumulation journey

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Fixed Deposit Calculator

Calculate your FD maturity amount and compare different tenure options for optimal returns

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Crypto Return Calculator

Track your Bitcoin and Ethereum investment returns with real-time profit/loss calculations

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SIP vs RD vs FD Comparison

Compare returns from SIP, Recurring Deposit, and Fixed Deposit to find the best investment option

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PPF Calculator

Plan your Public Provident Fund investments for tax-free wealth creation over 15 years

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Inflation Calculator

Understand how inflation erodes purchasing power and plan to protect your wealth

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Asset Allocation Calculator

Get ideal mix of equity, debt, and gold based on your risk profile for optimal portfolio balance

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ELSS Return Calculator

Calculate returns from tax-saving ELSS mutual funds with Section 80C benefits and 3-year lock-in

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ULIP Return Calculator

Calculate maturity value and returns from Unit Linked Insurance Plans combining investment and insurance

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Inflation-adjusted Return Calculator

Discover true investment returns after accounting for inflation's impact on purchasing power

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Emergency Fund Calculator

Calculate the ideal emergency fund size to protect yourself from unexpected financial shocks

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Retirement & Long-term Planning

Retirement Planner

Calculate how much you need to save today to enjoy a comfortable retirement tomorrow

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EPF Calculator

Track your Employee Provident Fund growth and plan your retirement corpus effectively

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FIRE Calculator

Calculate when you can achieve Financial Independence and Retire Early with your investments

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NPS Calculator

Calculate your National Pension System corpus, monthly pension, and retirement benefits

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Goal Tracker Calculator

Track progress toward your financial goals and visualize your investment journey

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Gratuity Calculator

Calculate your gratuity amount based on salary and years of service as per Indian laws

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Education Planning Calculator

Plan and save for your child's education with inflation-adjusted calculations

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Tax & Compliance Tools

Income Tax Calculator

Estimate your tax liability for different regimes and discover smart ways to save on taxes

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GST Calculator

Quickly calculate GST amounts, inclusive/exclusive prices, and reverse GST for business needs

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Salary Calculator

Break down your CTC to understand actual take-home salary after all deductions and taxes

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80C Tax Saving Calculator

Calculate tax savings under Section 80C - save up to ₹46,800 with smart investments

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Insurance & Protection Tools

Life Insurance Coverage Calculator

Calculate the ideal life insurance coverage to protect your family's financial future

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Health Insurance Premium Calculator

Calculate health insurance premiums and determine adequate coverage for medical expenses

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Stock Market Tools

Stock CAGR Calculator

Measure your stock investment performance with accurate compound annual growth rate calculations

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Stock Average Calculator

Calculate your average buying price when you purchase stocks at different price points

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Loan & EMI Calculators

EMI Calculator

Plan your loan EMIs for home, car, or personal loans and budget your monthly expenses wisely

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Loan Prepayment Calculator

Discover how much you can save by making partial or full loan prepayments strategically

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Car Lease Calculator

Compare leasing vs buying a car with detailed cost analysis and make the best financial decision

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LTV Ratio Calculator

Calculate your property's loan-to-value ratio and understand your equity position for better loan decisions

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Real Estate Tools

Rent vs Buy Calculator

Make the right choice between renting and buying property based on your financial situation

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Property Appreciation Calculator

Calculate property value growth over time with appreciation rates and investment returns

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Business & Professional Tools

DCF Calculator

Calculate present value of future cash flows for professional business valuation and investment analysis

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Powerful Features for Your Financial Future

Everything you need to manage, track, and grow your wealth in one powerful platform

Portfolio Tracking

Monitor all your investments in real-time with comprehensive analytics and actionable insights.

Financial Planning

Use powerful calculators to plan your retirement, investments, and achieve your financial goals.

Lightning Fast PWA

Built as a Progressive Web App for instant access, offline support, and native app-like experience.

Secure & Private

Your financial data is protected with industry-standard security. All calculations run locally.

Advanced Analytics

Gain deep insights with detailed reports, interactive charts, and comprehensive performance metrics.

Mobile First Design

Responsive design that works perfectly on any device - mobile, tablet, or desktop with touch support.

Loved by Thousands of Users

See what our users have to say about their experience with Nidhro

"Nidhro has completely transformed how I manage my investments. The calculators are accurate and easy to use. Highly recommended!"

Amit Ranjan

Software Engineer

"As a financial planner tool, I recommend Nidhro to all my clients. It's comprehensive, user-friendly, and works offline!"

Priya Sharma

Financial Advisor

"The retirement planner is exactly what I needed. Simple interface, powerful calculations. Best financial tool I've used!"

Rahul Kumar

Business Owner